Real Money Online Gambling in Kentucky

All eyes are on the Bluegrass State every year in May for one of the premier sporting events in the US. The Kentucky Derby is held at Churchill Downs in Louisville and kicks off the Triple Crown series.

While betting on the Derby program has recently surpassed the $250 million mark, real-money gambling in KY for the rest of the year is negligible, at least to the state’s advantage. Kentucky online gambling is not regulated within the state, meaning the best Kentucky gambling sites are based elsewhere.

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We can’t say that Kentucky is entirely void of land-based and online gambling, but the list isn’t a long one.

In-person betting includes charity events, like bingo and raffles, as well as pari-mutuel wagering, and the lottery. There aren’t any casinos in Kentucky. However, the six racetracks are also sanctioned to offset their operating expenses through historical horse racing, which is sometimes called instant racing.

Kentucky’s online gambling presence includes lottery tickets and pari-mutuel participation. Many Kentuckians also participate in daily fantasy sports, and both of the top providers service the Bluegrass State.

Other real money gambling opportunities are limited to out-of-area casinos, sportsbooks, and poker rooms that have explicitly opened their doors to US players, including KY residents.

Best Kentucky Gambling Sites

Best Kentucky Gambling Sites

Without bets accepted in brick-and-mortar venues, you may not realize that online gambling in Kentucky is possible. However, these days, there are quite a few online casinos as well as other real money gambling sites that accept local players.

It’s not as simple as pulling up a list of websites, as the majority prohibit Americans from using their services. However, we’ve taken care of the groundwork and have put together a directory of the best Kentucky gambling sites that you can access.

We have an internal team of experts who not only follow all of the happenings in the virtual betting world but also carefully examines every gambling site. The extensive process involves keeping up with the news, as well as reviewing, rating, and ranking the global providers.

In addition to 24/7 access to our lists of recommendations, you can find out even more through the individual reviews that accompany every online gambling site for KY and beyond.

Evaluating Online Gambling Sites for KY

You now know that we compile complete directories of Kentucky gambling sites, then we conduct reviews of each of them. Those reviews are essential to our recommendation process, and they include much more than what you see on the surface.

To evaluate real money gambling websites and see which rise to the top of the list, we start with the homepage and dive into every aspect of the service. First impressions can make or break a site, and they include the design, user-friendliness, and new player welcome offers. From there, we meticulously navigate through all of the pages and sections, starting with banking.

Payment Options

American-facing gambling sites need to have a variety of financial options that accommodate limited cash alternatives. US players can’t use popular e-wallets like Neteller and Skrill, which are favored by online gamblers in other parts of the world. So, card acceptance, bank transfers, and at least one cryptocurrency method comprise a good, well-rounded deposit and payout menu.

We also take note of the payment turnaround times, as well as any imposed fees. Indeed, free is the optimal situation, but it’s not a deal-breaker if the casino exceeds other expectations.

More Criteria

Other items on our checklist include bonuses and promotions, customer service, and mobile play.

That’s already quite a bit, and we haven’t even mentioned the gaming selections. Some of the sites will exclusively have casino gaming, while others expand into race and sports betting or poker tables.

Regardless of what’s included, we want to ensure that the software is safe, secure, and fair. Top US gaming providers include Rival, RealTime Gaming, and Betsoft, so you’ll come across those names frequently if you regularly play online.

Complete Site Reviews

After we’ve assessed everything hosted on the site, we combine that information with our overall impression. We also take into consideration player feedback and any newsworthy items about the operator.

Individual reviews are an essential component of the process. They enable us to rate, compare, and rank gambling sites.

In addition to the main list, we get more granular by separating the top real money gambling sites for Kentucky into three categories.

History of Kentucky Gambling Laws

1891 Gambling BanKentucky bans all gambling except bets on horse races
1931 Legality of horse race betting upheld
1988 State lottery established
1992 Charity JarCharitable gambling legalized
2012 Kentucky senate votes down casino gambling legalization

Legal Gambling in Kentucky

When it comes to in-state regulated and legal gambling in Kentucky, the options are relatively limited. Proposed casino gaming legislation has been turned down more than once, but it appears that the subject won’t die.

Sports Betting Proposals

Residents in the Bluegrass State will surely see future proposals, and that goes for sports betting expansion as well. Sportsbooks are a hot topic in Kentucky and across the US. Now that it’s up to the states to decide whether or not to approve them, sports betting is regularly in the news.

So far, KY hasn’t taken the leap, which is surprising when you consider the big bucks attached to pari-mutuel betting. But with bipartisan support, sports betting could come about sooner than later.

KY Lottery and Pari-Mutuel Betting

Casinos and sportsbooks may not be part of the social landscape of Kentucky, at least not yet, but gambling isn’t entirely off the table. The first KY lottery kicked off in 1792. But then, it was almost two centuries later before ticket sales began again in 1988.

In the interim, Kentuckians were placing pari-mutuel wagers on events like the Kentucky Derby. The world-famous famous Kentucky Derby at the gorgeous Churchill Downs racetrack operates year-round, as do six other major harness and straight racing courses. Pari-mutuel betting was legalized in the 1920s and has withstood the test of time. Today’s KY racetracks also host instant racing, which is also called historical horse racing. Proceeds from the betting machines help to keep the tracks open year after year.

For a state with limited in-person betting activities, online gambling is another story.

Charitable Gambling

An exception is also made for charitable gambling, in this case, bingo games, raffles, and even sales of scratch-off type tickets. These games are legal if all proceeds go to certain charity organizations recognized by the state. These groups cannot use slot machines, table games, video machines, or even live horse races during legal charitable gaming.

Today’s Online Gambling in Kentucky

Kentucky has both online pari-mutuel and lottery sales. They’re in-state regulated and fully legal for players who are of age. Additionally, daily fantasy sports are played throughout the state, but without benefit to it. DFS is allowed, but it’s not regulated, so the government isn’t reaping any of the financial benefits.

Other types of online gambling, including casinos, sportsbooks, and poker rooms, are provided by out-of-state operators. Without Kentucky-based regulation, you’ll want to select from the best of these web-based services if you’re interested in using them.

The best Kentucky online gambling sites have been in the business for several years. They have transparency with their terms and conditions, as well as contact information. These sites are heavily monitored, both by the online gambling community and our team. So, the one on our recommended list deserves their spot.

Overview of Current KY Gambling Regulation

  • Casinos: Not offered
  • Sports Betting: Not offered, but pending approval
  • Lottery: Offered both in-person and online
  • Pari-Mutuel: Offered both in-person and online
  • DFS: Offered, but not in-state regulated
  • Bingo: Offered for fundraising purposes
  • Historical Horse Racing: Offered at the racetracks
  • Online Gambling: Offered by out-of-area providers

Types of Online Gambling

As a resident, you’re probably already aware that limited Kentucky online gambling is already in place.

You’ve got the option to buy lottery tickets, including electronic scratch cards, on the Kentucky Lottery website. Additionally, pari-mutuel wagering is provided both in-person and online. Daily fantasy sports have mostly been given the nod. Although, the state hasn’t gone through the formalities of making them official.

Real Money Kentucky Gambling Sites

Other real-money online gambling in Kentucky is extended to residents by owners and operators from jurisdictions outside of the state. These sites typically host casino games and have optional add-ons, like poker rooms, although some are primarily sportsbooks with some casino gaming.

If you’re looking for virtual betting and gaming, there are four main varieties.

  • Casino games: Slots, table games, video poker, keno, and other specialty games
  • Live dealer casino tables: Table games, like blackjack, roulette, and baccarat that are website-based but hosted by real dealers via a video feed
  • Race and sportsbooks: Betting options vary depending on the site
  • Poker rooms: Available for cash and tournament play

Different Tables

Standard casino gaming is the most common. You’ll find slots, video poker, and specialty games that are similar to what you’ll find in land-based casinos. Table games are quite different, though. Unless you’re in a live dealer casino, the game is against the computer and not other players.

You can check our category listings for specific gambling opportunities. Or, if you’re taking a chance and pulling up a site to see what it’s all about, you should see all of the gaming options listed in the main menu.

The only exception is with live dealer tables. Some Kentucky gambling sites don’t promote live dealer action. You wouldn’t even know it was available unless you registered a player’s account. So, if you’re curious about having actual dealers in charge of the tables, our reviews include mention of live casino action.

Where Can I Gamble In Kentucky?

Churchill Downs

Churchill Downs

Address: 700 Central Ave, Louisville, KY 40208
Venue Type:Racetrack
Turfway Park

Turfway Park

Address: 7500 Turfway Rd, Florence, KY 41042
Venue Type:Racetrack
Kentucky Downs

Kentucky Downs

Address: 5629 Nashville Rd, Franklin, KY 42134
Venue Type:Racetrack
Keeneland Grounds

Keeneland Grounds

Address: 4201 Versailles Rd, Lexington, KY 40510
Venue Type:Racetrack
Red Mile

The Red Mile

Address: 1200 Red Mile Rd, Lexington, KY 40504
Venue Type:Racetrack
Bluegrass Downs

Bluegrass Downs

Address: 150 Downs Dr, Paducah, KY 42001
Venue Type:Racetrack

Further Reading on Kentucky Gambling Law

Gambling Law
Kentucky Gambling Law Summary

If you’re interested in digging deeper into the state’s gaming law than we have in this article, you should start here. This page collects direct quotes from Kentucky statutes related to gaming in one convenient place. The site also hosts other resources for people interesting in American gambling law, including a long list of Useful Links that we use all the time in our own research of state gaming law in the United States.

Commonwealth of Kentucky
Kentucky Department of Charitable Gaming

The state’s charitable gaming laws are convoluted and very specific. If you’re planning on operating a charity event involving gambling in the Bluegrass State, you can start at this page to keep your game in line with state gambling statutes. Kentucky is generally friendly to charitable gambling, but you do need to follow a few rules.

Kentucky Legislature
Kentucky Legislature Guide to Revised Gambling Statutes

Because Kentucky is one of a handful of US states that’s always shifting its policies towards gaming, we think this site is a good bookmark for Kentucky residents concerned about gaming legality. It’s updated every time a gaming law changes – and in Kentucky, that’s a common occurrence. Stay up-to-date with Kentucky’s gaming regulations by checking this site every few months.

Start Gambling Online in Kentucky

Kentucky isn’t one of the most progressive states when it comes to real money gambling. It doesn’t even currently allow for any land-based casinos. However, some things, like the lottery and pari-mutuel wagering, are already in the race, and sports betting is at the starting gate.

Online gambling in Kentucky is limited when it comes to state-licensed and regulated opportunities. But real money wagering on casino games, sports, and poker play is alive and well in the Bluegrass State, courtesy of the top Kentucky gambling sites that we recommend.

Kevin Roberts
Kevin Roberts Administrator

Kevin Roberts, previously published under the pseudonym Noah Davis, is one of the more diverse writers at GamblingSites.com. Like many of his colleagues, he's a huge fan of both football and basketball. But he also writes about box office records, TV show prop bets, DFS, and all kinds of other subjects.

When it comes to the NFL, Kevin's favorite team is the Green Bay Packers. He enjoys cheering them on with his wife and daughter.

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