Online Casino Payment Methods

Last Updated December. 18. 2024 7:35 PM PDT

Online casino payment methods at offshore gambling sites cover everything from traditional credit and debit cards to cutting-edge crypto tokens. It all comes down to personal preference and the factors that you value the most.

In this guide, we’ll break down the most popular online casino banking options, compare them side by side, and help you figure out exactly how to choose among them.

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Online Casino Deposit Options

Let’s break down some of the most popular banking methods that online casinos, sportsbooks, and poker rooms use. Please note that not all of the below deposit methods can be used for casino withdrawals.

Payment OptionsDeposit MinimumProcessing TimeRecommended Online Casino
Visa$20InstantLas Atlantis
MasterCard$20InstantEl Royale
American Express$20InstantDuckyLuck Casino
Bitcoin$10Up to 1 HourTrustDice
Litecoin$10InstantTrustDice
Ethereum$20InstantTrustDice
Neteller$10InstantDafabet
PayPal*$20InstantBovada
Neosurf$10Instant20Bet
Wire Transfer$501-3 Business DaysWild Casino
Interac$10InstantDuckyLuck Casino
Skrill$10InstantDafabet
Venmo*$20InstantBovada

*Via MatchPay third-party service.

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Visa

Visa is the most popular credit card in the world, making up 52.8% of all cards in circulation. This also extends to the gambling world, as the vast majority of online casinos accept Visa for deposits.

We recommend Las Atlantis as the best online casino for Visa gamblers. Players can instantly deposit between $30 and $1,000 into their accounts using their Visa cards, as well as withdraw up to $2500.

Icon of mastercard

MasterCard

MasterCard is the second-most used credit card in the world. There are nearly 3 billion MasterCards used in over 210 countries and territories. MasterCard users are safeguarded with 24/7 identity theft protection.

Like Visa, MasterCard is accepted at nearly every online casino. El Royale is the best online casino for MasterCard gamblers, allowing deposits anywhere from $30 to $1,000, and withdrawals with MasterCard up to $2,500.

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American Express

American Express is accepted by over 99% of merchants in the US. However, there are slightly fewer casinos that accept American Express compared to Visa and MasterCard. This is largely because American Express charges merchants a higher per-transaction fee than its primary competitors.

Super Slots is our top choice for Amex casinos. Super Slots accepts AMEX deposits as low as $25 and as high as $2500. These funds can be used on over 470 video slots and table games.

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Cryptocurrency

Cryptocurrency is one of the most common casino deposit methods. Cryptocurrency is also one of the safest options; as payments are made through crypto wallet platforms, you don’t share any financial information with the casino you’re depositing at. Further, all cryptocurrency transactions are posted to the blockchain, so there is a public record of all transactions. Additionally, many casinos provide larger welcome bonuses for cryptocurrency deposits than other methods.

Bitcoin is still the most widely used crypto coin, featuring low minimum deposits, high deposit limits, and faster payouts than conventional methods. Ethereum operates similarly to Bitcoin, though uses different verification protocols. Litecoin is a third popular option, using the same protocols as Bitcoin but with a much lower transaction cost ($0.01 compared to Bitcoin’s $5).

TrustDice is the best online casino for crypto players, allowing deposits with Bitcoin, Ethereum, Litecoin, and more. Minimum deposits for crypto vary at TrustDice, but usually sit around $10.  The platform also provides players with multiple ways to claim free cryptocurrency of their choice, such as a faucet feature which awards players with crypto every six hours.

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Neteller

Neteller is a digital wallet platform enabling users to send and receive funds in over 22 international currencies and more than 40 cryptocurrencies. The company was founded in 1999, and by the year 2000 95% of the company’s revenue was generated by online gambling transactions.

Dafabet is our top online casino that accepts Neteller payments, allowing players to deposit between $15 and $50,000. The platform offers a wide range of games including casino, various live dealer games, and lottery games; and all of Dafabet’s games are fully optimized for mobile use as well.

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PayPal

PayPal was one of the internet’s first widely-used payment platforms. Players can deposit at select online casinos with their PayPal account through an integration with the MatchPay peer-to-peer trading platform, which allows them to exchange funds for casino credit.

We recommend Bovada for PayPal users. Players can start wagering on over 450 available titles, including video slots and live dealer games, for just $20. Unlike other payment methods at Bovada, depositing via PayPal through Matchpay has no associated fees.

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Neosurf

The Neosurf payment platform enables users to buy vouchers for online purchases at physical locations such as gas stations and convenience stores. Neosurf vouchers contain unique codes that participating merchants can redeem without the buyer needing to disclose their personal financial information, which make them an excellent option for security-minded casino players.

20Bet is the best Neosurf casino, with a deposit of just $2 needed to start playing. Players can deposit a maximum of $4000. However, since Neosurf uses pre-paid vouchers, it cannot be used as a withdrawal option.

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Wire Transfer

Wire transfer deposits are available at online casinos for players who prefer not to use credit cards, cryptocurrency, or eWallets. It is a good method for those wishing to deposit large sums of money, since some online casinos support wire transfers of up to $10,000. However, wire transfer transactions typically take 3-5 days to process, much longer than other online casino payment methods.

Wild Casino is the best option for casinos accepting wire transfer They allow wire transfer deposits between $500 and $10,000, and withdrawals between $500 and $25,000.

Do Online Casinos Accept Venmo?

Venmo isn’t a standard payment method for offshore casinos, but it can work indirectly through peer-to-peer platforms like MatchPay. Some top casino sites that use these types of platforms to process Venmo transactions are Bovada and Cafe Casino

When you want to deposit, you go to the casino’s banking page, select MatchPay, and set up a transaction request. MatchPay then pairs you with another user who wants to withdraw or trade funds. You send the agreed deposit amount to that user’s Venmo account, and once they confirm receipt, the app verifies the transaction and credits the money to your casino wallet.

For withdrawals, it’s the opposite—you list the amount you want to cash out, and the app connects you with someone looking to deposit. They send funds to your Venmo account, and after you confirm receiving them, MatchPay deducts the equivalent amount from their balance and processes your withdrawal.

Comparing the Best Online Casino Payment Methods

With so many banking methods to choose from, it can be hard to identify the right one for your needs. We’ve spotted some of the advantages of the top casino payment methods, so you can easily choose one that works for you.

Most Available at Online Casinos: Cryptocurrencies

Cryptocurrencies are some of the most widely accepted payment methods at online casinos. The most popular coins are Bitcoin, Litecoin, and Ethereum.

Cryptocurrencies are one of the safest payment options available for several reasons. All transactions are posted to the blockchain, so every transaction can be publicly viewed and scrutinized. Further, you can deposit without sharing any of your financial information, as the transaction is facilitated by your crypto wallet platform, a third-party company.

There are also an increasing number of casinos that only accept cryptocurrency. Some, such as TrustDice, provide players with the option to buy crypto directly at the casino through integrations with services like MoonPay and Paxful. Others, like Thunderpick, require that you already have cryptocurrency.

Lowest Minimum Deposit Amount: Neosurf

For more conservative players who may want to just deposit a little at a time, Neosurf is the best payment method. Neosurf deposits at BetWhale begin at only $10, for example, allowing players to partake in their favorite casino games at a low upfront cost. The majority of Neosurf transactions are processed instantly. These low deposit amounts make Neosurf the ideal payment method for users to play their favorite games and try new ones.

Highest Withdrawal Amount: Cryptocurrencies

If you’re looking to move large sums without breaking it into smaller transactions or waiting around for traditional wire transfers to clear, cryptocurrencies are the way to go. There are no banks or regulators capping transactions, and fees are way lower compared to credit cards or bank transfers, especially for high-value payments.

At Wild Casino, you can deposit up to $500,000 in Bitcoin per transaction, while withdrawals are processed in batches of up to $100,000 for Bitcoin, USDT, and USD Coin.

Fastest Deposit Processing Time: Credit Card

Credit cards are the most widely accepted payment method at online casinos. Visa, MasterCard, Discover, and American Express are among the most popular credit cards. While many payment methods boast near-instant processing times, credit cards are the fastest because of the speed of their payment processors and card networks. 

Credit card deposits are processed instantly, whereas cryptocurrency may take up to 15 minutes based on network activity and the network’s hash rate. While they are the fastest option, some online casinos will charge you processing fees for using a card. For example, Bovada charges 15.9% for credit card deposits.

Payment MethodTypes AvailableAvailability at CasinosLowest Minimum DepositProcessing Time
CryptocurrencyBitcoin, Litecoin, EthereumHigh$10Up to 15 Minutes
NeosurfN/ALow$10Instant
Credit CardsVisa, MasterCard, American Express, DiscoverHigh$20Instant

Tips for Choosing the Best Banking Methods

The best online casino payment method for you revolves around what you value the most. Here are a few key factors to weigh before making your decision:

Withdrawal Fees

Always check how much it costs to withdraw your money. Credit cards and bank transfers can hit you with steep fees, especially since the top casinos for US players are usually based overseas.

Cryptocurrencies work globally without worrying about borders. The only cost you’ll cover at casinos like TrustDice is the network fee—often called the gas fee—which goes to the miners or validators for processing your transaction. The exact amount depends on network congestion at the time, but Litecoin and Ripple tend to be cheaper than Bitcoin or Ethereum for most transactions.

Withdrawal Speed

This depends on two main things: how quickly the casino approves your request and the time it takes for your chosen method to transfer the funds into your account.

The best option we’ve seen is TrustDice, which processes all cryptocurrency payouts instantly. After that, it’s all about the network—sometimes it’s just a few minutes, but with more confirmations needed, it could stretch to a couple of hours.

The only drawback is that TrustDice doesn’t handle traditional methods. If that’s what you’re after, Bovada and BetOnline are among the fastest payout casinos. Cash-outs are processed within a 24-hour window; crypto follows the same timeline, while bank wires can take up to a week or two.

Deposit and Withdrawal Compatibility

Being able to deposit and withdraw using the same payment method is super convenient—you don’t need to set up anything extra, and it’s much easier to track your money. Prepaid options, like Neteller, can’t handle withdrawals because of how they’re designed. Credit and debit cards are hit or miss—most casinos only let you deposit with them, but some, like Las Atlantis, allow withdrawals, too.

Security and Anonymity

If you want to keep your activities private, stick with casino payment methods that don’t need much personal info. Cryptocurrencies are the best for this because they don’t involve banks at all. Third-party services like MatchPay are also a solid choice since they act as a middleman—so even if you use a credit or debit card through something like Apple Pay, your bank statement won’t show exactly where the money is going.

Making Deposits at Online Casinos

Once you’ve decided on which casino banking method you’d like to use, follow these steps to get started.

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1
Research Available Casinos

It’s a good idea to research the many casino site options available to you before depositing any money. Look for sites that have appealing gaming choices, lucrative bonus offers, and strong security features. You’ll also want to make sure the casino has your preferred payment methods available and that it has accessible customer support as well.

Our skilled reviewers have conducted tests on many of the industry’s top online gambling sites. You can learn more about our process on our reviews page.

2
Create an Account

Once you’ve selected an online casino, look for the “sign up” or “create account” buttons on the homepage. Enter your personal details, payment information, and follow the casino’s identity verification instructions. These requirements help keep cheaters and scammers out, whether the site is a regulated or offshore casino.

3
Choose Your Welcome Bonus

Don’t deposit any money until you’ve carefully researched your chosen casino’s welcome bonus offers. Many online casinos welcome new players by matching their first deposit (or deposits), giving away free spins, and other perks. Be sure to carefully read the bonus offer’s terms and conditions, as there are specific details, such as playthrough requirements, that must be met for rewards to be claimed.

4
Deposit Funds

After you’ve chosen a casino, created an account, and selected a welcome bonus, the next step is to deposit money into your account. Online casinos accept a wide range of payment options, including credit cards, cryptocurrency, and bank transfers. Confirm that your funds were successfully added to your account, and if there are any issues, immediately contact customer service to resolve the problem.

Withdrawing Money at Online Casinos

Taking out your winnings is just as simple as putting money in. Here’s how it usually works:

  • Go to the casino homepage, sign in, and head to the banking section.
  • Look for the withdrawal option and click it. Some casino apps and websites might label it as “Payout” or “Cash Out.” Make sure you’ve met all bonus or wagering requirements if you claim a promotion.
  • Choose your preferred withdrawal method, like cryptocurrency, bank transfers, or cards.
  • Type in how much you want to withdraw. Double-check the casino’s withdrawal limits and make sure your request fits within those.
  • The safest online casinos may ask for documents, like your ID or proof of address, when you cash out for the first time. Just follow the prompts on the screen to get your account verified.

The casino then begins reviewing your request. Once approved, the time it takes for the funds to reach you depends on the method—crypto is the fastest, while bank transfers, cards, or checks can take anywhere up to two weeks.

Other Payment Methods

Responsible Gambling

Responsible gambling is all about you taking charge—set a budget and make sure you’ve got ways to enforce it. Some payment methods can actually make this easier. Cryptocurrencies, for example, let you handle deposits and withdrawals in one place, keeping everything organized and easier to track. Plus, crypto transactions are irreversible, so casinos can’t let you reverse withdrawals.

On the other hand, be very cautious with credit cards. You’re spending money that isn’t yours, which can easily spiral out of control. For more information, check out our responsible gambling page or reach out to organizations like Gamblers Anonymous.

Pick Your Online Casino Payment Method and Play Now!

The best online casino payment method, hands down, is cryptocurrency. Top platforms like TrustDice, Wild Casino, and DuckyLuck all support multiple tokens. Bitcoin is the most common and works well for larger transactions, while Ripple and Litecoin are ideal if you’re dealing with smaller amounts, thanks to their low fees. For something more stable, USDT is a solid pick since its value is tied to the US dollar.

If you’re leaning toward traditional options, credit and debit cards can work despite not always being available for withdrawals—Las Atlantis is one of the exceptions. Bank transfers are another option, though they’re slower and often come with fees that eat into your payout. 

You can also give MatchPay a shot at Bovada if you want to use eWallets like PayPal, Venmo, Zelle, Apple Pay, Chime, or CashApp.

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Zachary
Wolf
Content Specialist
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Zachary Wolf is a Content Editor with experience writing about online gambling for GamblingSites.com and BestUSCasinos.org. His gambling-related writing credits include state-specific U.S. gambling laws, casino reviews, and various sports betting guides — most notably WWE betting guides. He enjoys playing slots, poker, and blackjack, among other games.