Mastercard Casinos Guide

Last Updated June. 22. 2024 12:44 PM PDT

Mastercard casinos are available to players around the world, offering gamblers the chance to use their cards to play slots, table games, lottery games, and more.

Find the best online casinos that accept Mastercard, learn how to deposit funds, and see how Mastercard stacks up against other payment methods.

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Best Mastercard Casinos

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El Royale Best Overall Casino

El Royale Casino is the best online casino to accept Mastercard deposits. For starters, they allow players to withdraw winnings directly to their card without applying any additional fees. This isn’t particularly common, as such transactions are treated as cash advances; casinos are charged extra fees as a result.

The casino has a minimum credit card deposit of $30, with a maximum of $1,000. The withdrawal limits are set with a minimum of $150, and a maximum payout of $2,500 per transaction.

El Royale features a selection of games including slots, blackjack, video poker, and roulette. What’s more, new players can take advantage of up to $7,500 in matched funds over their first three Mastercard deposits (40x playthrough requirement, deposit + bonus).

Las Atlantis Best Bonus

Mastercard players can head to Las Atlantis Casino for the most generous online casino bonus available. The casino offers $2,800 in matched funds on your first five deposits, allowing players to claim up to $14,000 in bonus money. The money can be used to play video poker, slots, keno, scratch cards, and bingo games.

Existing accounts can also take advantage of the Las Atlantis daily bonus, which offers up to $1,650 in matched funds per day, with minimum Mastercard deposits of $30–$150 per transaction. A minimum deposit of $30 also grants users 120 free spins on the slot game Undersea Treasure. This bonus can be claimed twice.

EveryGame Low Deposit Casino

EveryGame is a great low deposit option for casino players. Often, credit card deposit minimums can be as high as $50 per transaction, whereas Mastercard holders can get started at EveryGame for only $20. The casino also has a maximum credit card deposit limit of $1,000 per transaction. The casino offers new users up to $500 in matched funds on their first non-crypto deposit, and this bonus features a 30x playthrough requirement.

Once you’ve received your funds, you can head to the main casino to play slots, video poker, and table games including blackjack, roulette, and Caribbean Hold’Em poker.

BetUS Casino for High Rollers

BetUS is a great Mastercard casino option for high rollers. The casino has a selection of slots with maximum bets as high as $250 per hand, including Dragons Hot 7s, Sands of Egypt, and Sweet Treats. BetUS also offers high-roller table games, such as $500 per-hand American, Dragon, and Double Dragon roulette wheels. There is a $500 per-hand baccarat table, and $100 per-hand craps, war, and red dog tables.

What’s more, you can play on Mississippi Stud, Pai Gow, and Caribbean poker tables with maximum betting limits of $100 per hand.

BetUS allows players to deposit up to $2500 per card transaction, which is the highest deposit limit we’ve seen while reviewing online casinos.

Comparing the Top Mastercard Casinos

SiteB.E.S.T. RatingWelcome BonusMin./Max. DepositProcessing TimeProcessing FeesRead ReviewVisit Site
El Royale4240% up to $9500$30/$1000InstantFreeRead ReviewVisit El Royale
Las Atlantis4.5140% up to $14,000$30/$2500InstantFreeRead ReviewVisit Las Atlantis
EveryGame4.5100% up to $500$25/$1250InstantFreeRead ReviewVisit EveryGame
BetUS4.5200% up to $3000$50/$2500InstantFreeRead ReviewVisit BetUS

How to Choose the Best Mastercard Online Casinos

Many online casinos accept Mastercard for deposits, so how do you decide which site is right for you? These are the most important criteria for using Mastercard to gamble online.

  • Limits – One thing that will vary a bit from one casino to another is the deposit limits. For example, some casinos will have a $20 minimum deposit while others will have a $5 minimum. Some casinos will allow you to deposit up to $2,500 per transaction and others will allow up to $5,000.
  • Fees – Most casinos will not charge any fees to fund your account. However, some casinos will charge a fee. Sometimes it’ll be a flat fee and other times it’ll be a percentage of your deposit. This is something you want to look out for. You don’t want to lose out on any money that you could otherwise play with.
  • Withdrawals – Mastercard is not a common withdrawal option, at least at US online casinos. Keep that as your first choice, but we suggest having a backup method to use for cash-outs in case the casino you choose to play at doesn’t process withdrawals to Mastercard.

These are the most important criteria because it directly relates to your experience using Mastercard at online casinos. We recommend using the information on this page and our online gambling site reviews to compare all this and narrow your list of potential sites.

Types of Mastercard Online Casinos Accept

One of the awesome things about using Mastercard for online gambling is that there are different types of cards you can use.

  • Debit Cards – These are directly linked to your bank account. When you deposit money to your casino account, the funds are pulled directly from your checking or savings.
  • Credit Card – These have a line of credit. You can spend any amount up to the predetermined limit and then either pay it off the next month or make payments.
  • Prepaid or Gift Cards – These are cards that you purchase online or in stores. You load them with a predetermined amount of money. Once that money is gone, you’ll need to reload it again if you want to continue using it.

Everyone will have their preferences. We prefer debit cards because you’re using only money that you have on hand and will not go into debt playing games of chance.

That said, there is a benefit to using a Mastercard credit card at online casinos. Many credit cards award points or cash back for online purchases. If you pay your balance off each month, the incentives you earn can offset some of your losses.

Prepaid Mastercard (gift) cards are a great way to budget. If you want to spend only $50, $100, or whatever your budget allows on gambling each month, loading your card once per month can be a great way to adhere to that plan.

There are pros and cons to each type of Mastercard online casinos accept. You’ll have to weigh the pros and cons of each to determine what’s right for you.

How to Deposit at Online Casinos that Accept Mastercard

How you deposit funds in online casinos varies slightly from platform to platform. However, the basic steps are as follows:

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1
Create An Account

Once you’ve identified the online casino you want to play at, look for the “create account” or “sign up here” buttons. The recommended casinos on this page all accept Mastercard deposits. Enter your personal information, including your Mastercard details, and submit documents for the casino’s identity verification requirements. It’s also a good idea to double-check the information you enter for accuracy.

2
Go to the Cashier

Click on the link that says “Cashier” or “Banking,”. Select your preferred currency and enter how much you want to deposit. Make sure to verify that you entered the correct amount; it can be difficult to get overspent money back.

3
Confirm Your Deposit

Many online casinos can process payments within a few minutes. If there are problems adding funds to your account balance contact customer service immediately to resolve the issue.

Comparing Mastercard to Other Online Casino Payment Methods

Mastercard vs. Visa

Using Visa for online casino deposits offers very similar advantages to Mastercard, including widespread acceptance, fast processing times, and robust security features. Here’s a closer look:

  • There are a large number of online casinos that take Visa deposits. Many online casinos don’t charge processing fees for depositing funds with credit cards.
  • Processing times tend to be similar, with most online casinos processing deposits instantly.
  • Both Visa and Mastercard offer zero liability fraud protection for users. Visa Secure protects cardholders from unauthorized charges should the card become lost, stolen, or used to conduct identity fraud. While many online casinos have protective cyber security safeguards in place, Visa’s additional protections offer an added layer of security on top of the platform’s data security features.
Payment MethodAvailability at CasinosSafety/Security FeaturesMin./Max. DepositPayment SpeedProcessing TimesProcessing Fees
MastercardHighZero-Liability Policy$20/$25003-4 DaysInstantFree
VisaHighZero-Liability Policy$20/$25003-4 DaysInstantFree

Mastercard vs. American Express

While availability, times and fees are very similar to Mastercard, there some considerations to keep in mind when deciding whether to use an American Express card for online casino deposits:

  • American Express has a higher user credit score requirement than Mastercard. As such, attaining an American Express may be more difficult.
  • American Express cards feature a higher per-transaction fee for merchants compared to Mastercard. As such, American Express isn’t accepted at as many places.
Payment MethodAvailability at CasinosSafety/Security FeaturesMin./Max. DepositPayment SpeedProcessing TimesProcessing Fees
MastercardHighZero-Liability Policy$20/$25003-4 DaysInstantFree
American ExpressMediumZero-Liability Policy$20/$25003-4 DaysInstantFree

Mastercard vs. Other Deposit Options

Mastercard is only one of many available deposit options at online casinos. There are also cryptocurrency, wire transfer, and debit card casinos to consider as well. See how Mastercard stacks up against these payment methods:

  • Cryptocurrency — Cryptocurrency is widely accepted at online casinos. Many crypto casino sites offer bigger bonuses for crypto users than for other payments, and often offer larger maximum payout limits than other payment methods as well.
  • eWallets — While many online casinos accept eWallets, support is less common compared to other payment methods.
  • Wire Transfer — Wire transfer is one of the more common deposit and withdrawal methods at online casinos. It’s worth noting that wire transfers take longer than most other methods, with average processing times ranging between five and 15 business days.

The following table illustrates how Mastercard stacks up to various other payment methods:

Payment MethodAvailability at CasinosSafety/Security FeaturesMin./Max. DepositPayment SpeedProcessing TimesProcessing Fees
MastercardHighZero-Liability Policy$20/$25003-4 DaysInstantFree
CryptocurrencyHighBlockchain$20/$500,0001-15 MinutesInstantFree
eWalletsMediumEncryption$20/$2500Up to 24 HoursInstantFree
Wire TransferHighSender/Recipient Authentication$50/$10,0001-3 Business Days3-5 Business DaysUp to $50

Pros and Cons to Casino Sites that Accept Mastercard Deposits

What are the benefits of Mastercard? Are there any downsides? Both are important questions to answer before deciding to use Mastercard to gamble online.

Pros

  • Mastercard is easy to use and most transactions clear quickly.
  • It is free or cheap to fund your casino account.
  • The deposit limits (minimum and maximum) are reasonable compared to other online casino payment methods.
  • Mastercard users can almost always claim a deposit bonus.
  • This is a secure payment method that offers fraud protection (except for gift cards).
  • You can sometimes use Mastercard for cashing out your casino account.

Cons

  • Not all casinos allow you to use Mastercard for payouts.
  • Some banks prohibit and will decline deposits to online gambling sites.

Start Playing at Mastercard Online Casinos

If you’re looking to gamble online with Mastercard, the good news is you can do so virtually anywhere. Almost every reputable gambling site allows you to deposit with Mastercard, so you’ll simply want to find a site that best suits your preferences.

We recommend El Royale as the best overall casino for Mastercard gambling. It’s one of the few online gambling sites that allow you to withdraw using Mastercard, offers instant processing and a match bonus of up to $7,500. If you’re looking for low Mastercard deposits, try EveryGame, with their minimum deposit starting at just $25. 

Mastercard isn’t quite as available as Visa, and you can’t gamble as much as you can with payment methods like cryptos or wire transfers. However, gambling with Mastercard is extremely easy and can be very rewarding.

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Zachary
Wolf
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Zachary Wolf is a Content Editor with experience writing about online gambling for GamblingSites.com and BestUSCasinos.org. His gambling-related writing credits include state-specific U.S. gambling laws, casino reviews, and various sports betting guides — most notably WWE betting guides. He enjoys playing slots, poker, and blackjack, among other games.