4 Best Credit Cards That Allow Online Gambling – Why Visa Is Ranked #1

If you’re just starting your gambling career, you might be wondering, “Can I gamble with my credit card?” The answer to your question is yes, you absolutely can. In fact, it’s the most common way gamblers fund their play.

So, what are the best credit cards that allow online gambling? Well, there are a lot of different factors that come into play.

To find out the best credit card for gambling that you should use, you have to ask yourself a series of questions.

Depending on what you’re looking for, your answer might be different than others. I’ve ranked the best credit cards for online gambling below, as well as the reasons why you should use them.

You’re here because you want to know, “Can I gamble with a credit card?” If you weren’t aware, credit cards are one of the most popular payment methods when it comes to online gambling.

The vast majority of online casinos and sportsbooks accept credit card payments.

There are certain casinos, such as the ones that only accept cryptocurrency, that don’t accept the popular method. You probably won’t want to sign up on those sites if this is the only way you’d like to pay.

Once you’ve found a site that accepts credit card payment, the next thing you’ll want to figure out is what type of card works best for online gambling.

It mostly depends on what you prefer, such as availability, fees, safety, and more. The best gambling credit card is the one that has it all.

I’ve provided you with a list of four great options, but you’ll also want to make sure you’re using the best online casinos with credit card banking methods.

Can you gamble with a credit card? If there’s one major takeaway here, it’s that you absolutely can, and that Visa is one of the best credit cards for online gambling.

Here’s a little-known fact for you: many of the best credit cards for online betting are issued by Visa.

The Visa vs. Mastercard “thing” is not like Coca-Cola vs. Pepsi. Everyone knows the former is the best. It’s not as clear when these two companies are involved, however.

But while Mastercard might lead in many respects, Visa is the preferred choice for those looking for the best casino credit cards for gambling.

Of course, there are varying levels of what you’ll get, depending on the type of card you use. For the most part, I see them as the best online casino credit card.

These things should not have a major impact, provided you have chosen your card well. Make sure you know these important factors before asking, “Can I use my Capital One card for online gambling?”

I recently weighed up what would be the best casino credit card for a sports betting site, such as MyBookie. I decided that a Visa card was the best option.

As someone with multiple credit cards, making payments with any of them at any given point can be tempting.

Let’s say I’m looking to place some bets on the Champions League; I have a few options at my disposal. But as I pointed out earlier, it’s much better to use just one card when paying.

MyBookie requires a minimum of $45 to fund your account. The maximum you can deposit is $2,500, and the transaction speed is immediate. Other payment methods will take time to deposit and withdraw, and nobody wants to wait around for that. 

One of the best things about MyBookie is their live betting platform. You’ll want to make sure you’re using Visa if you plan on live betting on their site. You can read everything this online gambling site offers with this complete MyBookie review.

In the end, Visa is the top choice when it comes to the best credit cards that allow online gambling. Head over to MyBookie to get started.

Another one of the best credit cards for online betting is Mastercard.

There is only one online gambling credit card company stronger than Mastercard. We’ll get to that one shortly. For now, let’s talk a little more about this giant.

To be more precise, why are the company’s various cards up there with the best you can use when gambling?

I challenge you to scour through any of the best gambling sites that accept credit cards and fail to find Mastercard accepted. It is simply ubiquitous.

As with any of the companies on this list, finding the best credit card for gambling online offered by Mastercard will come down to your preferences. Are you looking for a simple means to deposit, or would you prefer an all-in-one card that offers multiple benefits such as rewards and interest-free periods?

I believe that having a card exclusively used for gambling purposes is a good idea. It can help you track your deposits and separate your bankroll from everyday expenses.

The good news is that Mastercard has several options under this category.

It’s always nice to get rewarded for playing. But if you’re a casual-to-moderate gambler, you won’t see many advantages such as air miles or discounts when using any card to play.

With that said, it’s the enhanced protection features that do matter when you are gambling. 

Mastercard offers the following benefits, mostly across the board.

• Mastercard ID Theft Protection
• Zero Liability Protection
• Access to Mastercard Global Service

If you’re playing at a safe online casino like Bovada, you won’t need to worry about staying safe. To learn more about their safety, read our Bovada review.

Even with these benefits included, you should never bet at a sketchy sportsbook or casino. But it’s nice to know that these structures are in place if something exceptional happens, such as a third-party site obtaining your personal details and compromising your card.

Our recommended sites accept Mastercard as a payment option. I know Bovada does, with the first deposit free of charge.

However, fees of up to 15.9% or higher apply for subsequent deposits, so check these out before you play.

Have you ever asked the internet, “Why can’t I use my credit card at online casinos?” If so, the chances are that you’re based in Britain.

In April 2020, it was announced that credit cards would no longer be an acceptable payment method across the pond except for major retailers. Details of a Gambling Commission report in November 2021 outlined how this affected the gambling market for Brits.

So, which credit cards should you use to gamble online in North America? One card we recommend is American Express (Amex).

Well, at least some of them.

If you are looking for the best credit card for gambling online that Amex offers, it’s likely to be in their 0% APR range. And if you can get a card with an interest-free period, this will always be worth it.

There are tangible benefits to consider when using an American Express card for gambling online. Our guide to gambling with credit cards is a great place to read about these, especially if you are new to using cards. 

If you know how the process works, it is more than likely that you’ll want to know about the fees involved. Many sites charge for the use of a credit card. That’s why it’s always the right move to check which sites don’t and consider opting for those. 

Our top-rated sportsbook BetUS, does not charge for using an Amex card when making a deposit. That’s a big win. They will, however, request verification documents to check your identity.

I don’t think that’s necessarily a bad thing at all. 

In the end, American Express is one of the top credit cards that will work with online casinos in the USA. Head over to BetUS to use your card now.

Is Discover the best gambling credit card in 2025? It’s probably not the most popular on our list.

That’s not to say that it doesn’t deserve to be ranked among the best credit cards that let you gamble online. If you have used this payment method, you’ll know it works just as well as the others.

Many of our top sites accept it, and the minimum/maximum deposits are essentially what you would get with its rivals.

I was playing at DuckyLuck Casino recently and ended up down a rabbit hole when looking at their payment methods.

Knowing I would be writing a piece on the ones they provide to players, I spent a little time comparing the pros and cons of the cards you can use. 

This in-depth review of DuckyLuck helped me out, and it will be helpful to you if you’re looking for more information about their site.

Although there are different types of Discover cards out there, with rates depending on your credit history, all of them are beneficial for the following reasons. 

• Discover provides credit cards to customers from bad to excellent.
• They do not charge annual fees.
• Several recommended sportsbooks and casinos accept Discover.
• They are convenient to use, with instant deposits at most top sites.

There is an argument for rating Discover as the “best credit card for gambling online,” as one review claimed.

Discover is twice as likely to be accepted when making purchases online. That alone is a major selling point. 

Now, this won’t be the best casino credit card for everyone. The downside is that Discover is not as omnipresent in the online gambling world as Visa and MasterCard.

Nonetheless, I think they are a solid choice for credit cards that allow online gambling, especially at leading sites like DuckyLuck Casino.

We all tend to wonder, “Can I use a credit card to gamble?” when we first start our gambling journey. I’ll be straightforward with you and say that credit cards are widely accepted across all kinds of casinos.

Visa, Mastercard, American Express, and Discover are the top credit cards that allow online gambling. However, you might want a whole other type of payment method.

Don’t get me wrong, credit cards are one of, if not the best way to pay for your gambling. That said, there are plenty of other payment methods that could work better for you.

If I were to suggest a better alternative, it would be cryptocurrency. Crypto is easy to use, has fast transaction speeds, and a wide variety of options.

Not only that, but the best cryptocurrency gambling sites offer better rewards than credit cards. You can take advantage of their larger deposit boosts to win more.

In the end, credit cards and cryptocurrency are the best online casino banking methods.

Footnotes:

• Mastercard benefits taken from the official Mastercard website.
• Discover card benefits pulled from the rewards section of their site.